Insurance
I am sure Frank can speak for himself (!) but I was not aware that he ran private insurance for any of these events?
I know that Jerry Caudle did at Superman about 3 years ago, after the fact he said the policy had so many riders that he doubted we would have been covered for anything had something happened.
And as for the jets getting bigger, I have seen 2 guys get told they could not fly, and there are a few kits on the market that I think could not be built under the limit.