I was having a laugh at the thread, not just your post, I included the quote, to make my point, Sorry, the comment should have been above the quote.

What I gather from all the documents that I quoted in my post and the additional comments posted here is that the AMA and the insurance company are assuming that the owner is not involved in Modeling activities. And you are correct, I meant modeling activities, not just RC. But it just so happens that RC is one of the most popular, and one of the most dangerous.

I can quote documents here until the cows come home, but since I do not work for the underwriters of the insurance coverage, I have no say so on who's covered and who's not. I just e-mailed the AMA and asked the question, which is a very possible scenario. I'll let you guys know what comes back from the AMA.

Rafael