The Futaba 14Mz should be an ideal beginner's radio for you. It's expandable to 2.4Ghz spread spectrum technology when you will need it, but it will work fine with 72Mhz FM and Futaba PCM receivers now:
http://www2.towerhobbies.com/cgi-bin...&I=LXNYA0&P=ML
While the initial purchase price may seem high, you can save an extra $30 right now at Tower Hobbies by using coupon code 010VV. This radio will be able to fly your first trainer just fine, and also operate the 46% TOC Ultimate Biplane you're probably going to purchase after you solo later this spring.
Don't chicken out and settle for an 8 or 9 channel computer radio for now just to save a couple of grand, invest in some quality equipment that will allow you to grow!