Jugflier, that may be the truest thing in this thread! wmac makes a good argument, but it's based on his experience. It's not what I see at our club. Even the old guys don't like paying into the AMA due to a lack of value. If you have homeowners insurance, you don't need secondary insurance. Other than a decent magazine, what does the AMA really offer? Even if you give them the radio frequency argument, it's now in the past and no longer valid with the new spread spectrum radios. There is a definite lack of value. Until that is solved, the AMA has a real problem marketing themselves to young or old.