I think that the AMA should make their insurance primairy with a deductible of maybe
$1,000.00 kind of like the way MAAC in Canada works. Even if it causes a slight
increase in the dues I think in the long run it would be worth it.

I would feel better if i didnt have bring my homeowners ins in if i had model accdent
and the AMA is required at 98% of the clubs in the USA it only stands to reason that
their insurance should be primairy.