Jon says volumes.
All the hate being piled onto the idea of PayPerDay non-members with Adequate but Alternate Insurance would just be applied verbatim to the Tiered Special Insurance. How do we enforce it, who's gonna do the work, clubs will just chose not to participate.

They will be outcast stepchildren and we should try to develope a plan that doesnt do that rather than charging along on something full of holes.

Where will they fly.
At the clubs that dont exist yet? At existing clubs but underinsured? Maybe at existing clubs that wont let them in cause it is a pain? Maybe forcing nitro flyers out of existing clubs so the club can downgrade to E-PF-Club status & members?

Do we want to answer these questions before we waste money on the program, or after?