Kid, I believe you got it too. Next if we went that direction would be pilot skills rated insurance. (I would be one of those high risk ones).
Why segregate, why not just one big group, all paying the same, and all enjoying the same benefits, no matter what they fly.
Yeah, Yeah, I know those flying the big dollar birds, could raise a stink over the $20.00 foamy taking up his flight time, or radio spot. But if the $20.00 foamy is paying the exact same rate, should he not also be given the same benefits?
And yep those rubber fliers could say they are getting the short end, but it's their choice what they fly. The way it is now, in a way they too could be looking at a benefit. They don't have to pay an additional charge to increase insurance coverage if they decide to fly some thing else.
At our club field, it don't matter what it is you fly, heck or for that matter drive R/C wise. We're all just there to have a good time.
Maybe we as members of the AMA, should work harder at just getting fliers to join the AMA, instead of thinking of ways to change the AMA to suit each different branch of the AMA.
Remember, WE are the AMA.