Horrace I think $300.00 is a bit steep for some to pay to learn how to fly with what it costs to get started in this hobby/sport as it is. I think $150.00 is more in line and even that will strap some, and who decides who can and cannot be the paid instructors? Do they foot the bill then for all the extra insurance costs? What about the guy that has to train the people who do not want or can't pay the instruction fee? What happens when he says the heck with this I'm tired of doing this for nothing? Pretty soon unless they come up with the extra money for instruction they don't learn how to fly because nobody wants to instruct for nothing anymore. In my opinion I think it will do more harm than good, In our club there are only 27 guys and with two paid instructors it works out to an extra $26.00 bucks a guy if the paid instructor does not have to cover his $200.00. Which brings me back to who gets to be the paid instructor? You have a lot of good ideas Horrace but this ain't one of them because the powers that be will add the extra $300.00 to every clubs insurance paid instructors or no paid instructors you know that just as well as you know your staring at a computer monitor reading this. If I thought for one minute the extra $300.00 bucks would be on a participation basis I would be on your side in a heart beat but it will not be that way, you know it will be an all for one and one for all thing all clubs will have to pay the extra insurance like it or not. And I don't.