Wo, Wo Wo Wo!
If you were to crash a raptor, you DEFINITELY DON'T need to buy another one!!!!! Especially for $1000 ! I think a crash kit costs around $40 and you may break a few pieces here and there so add on $20 to that. There aren't many crashes that would cost you more than $100 to repair.
If you flew and crashed a electric heli, micro or otherwise, the parts are more expensive and you probably would be better off buying another one.
As for the $1000 start up price. I'm sure if you looked around you could definitely get a whole setup for a lot less than that. Maybe half of that. Take a look on eBay or in your local papers or in a heli magazine.
James