I think thats the point. You didn't need to ( or shouldn't feel you have to) splash out on a 40% airplane just to compete in the lower levels of IMAC. A .60 sized Cap should have been adequate.
Then you can buy that big expensive ship when you go onto the more advanced calsses...

Or maybe that is the point? A bigger plane will be more stable and not be affected so much by weather conditions... So, is a bigger plane a way of covering up for lack of pilot skill? :idea: