the reason why the FAA or Transport Canada in my case isnt as "strict" on regs is cause FAA only will change a rule if alot of people crash or get killed operating in given conditions. the insurance company will loose alot of money over a small incident. so they "raise the bar" so to speak in order to prevent any possibility of an accident or occurance. personally Transport Canada (or FAA) minimums are too much like operating on a shoe string to me. i like to exceed the minimums.