what he states is pretty obvious.... i would NEVER send a check out of state or to a small company. credit card only. double warranties, buyer protection, membership rewards, all manner of benefits and protections. i don't think he meant any offense. i ALWAYS win in these situations with my platinum AMEX and there have been many instances. it's so simple it's ridiculous. i call amex and dispute the charge. most often case closed. occasionally i go back and forth with amex in the middle but i've always won. there's not much more satisfying than someone telling me i won't get my money back and then i remind them i used amex.

anyway, good luck. wish i could help more.