Hi Flap. My banking expertise vanished with my last paycheck from the AT&T Fedral Credit Union in 1987. The industry has changed a-lot and I don't know squat. Hey I'm a poet. Anyway, I paid a guy $347.00 for new in box engine that I have yet to receive. My initial conacts were via RCU. I think I'm OK as I have exchanged several E-mails with this gentleman since mailing my money order. A money order is not guarantee that you will ever get anything but a confirmation that it was cashed and when. I heard that Pay Pal's guarantees are hollow also. We give $350 billion to the Financial Services Industry and they spend our hard earned money buying out weaker institutions and $75,000.00 on area rugs for their Presidents offices. I'm not nieve and I'll spare you a story about a New Jersey judge who screwed me out of $200,000.00. If you have any confidence in the Executive, Judicial or Legislative Branches of the U.S. Government federal, State or Local you are naieve. Stop with the letters/responses, this is RCU not a political forum. If you want to do a political debate PM me.

I will tell you a story about a company in PA by the name of Continental Motors that jerked me around so badly in my attempt to purchace some aluminum Boriani Italian motorcycle rims. I sent copies of my parcel post receipts and a letter of explaination to Visa and they charged back the merchants accout and credited mine. Would Visa do that today? Doubt it. This was 1977. I just hope that before I die I can meet these guys in a blind alley.

Be very careful sending money to anyone in any form. Especially considering the difficult economic times we find ourselves in. Desperate people do deperate things. Buy your stuff at swap meets and garage sales.

If I have offended you in any way I apologize.

Best regards,
Bill