ORIGINAL: abel_pranger
That is not stated in the insurance policy (AMA PDF Doc 500-1), and that is why I asked for the source of information that led to your understanding. There may be something germane to the question in the Certificates issued to landowners, but there are no examples that I could find on the AMA web site. Have you ever seen one?
Abel
Since The policy is primary for the land owner.
AND
As the maker of the contract... err... policy, it is all about the exclusions installed by the insurance company.
The evidence is the exclusions that are in the policy.
It is apparent that the land owner policy covers more than just flying associated liabilities such as a typical trip and fall...which likely would be a non-AMA person. So, no exclusion for that type of incident.
Now, we just need to look for any other exclusions of non-AMA use...flying or otherwise.
If the exclusion is not there, it does not exists.
Without the certainty that the landowner would be covered for model flying ( i.e. an otherwise AMA club member with an expired AMA is just one the many possibilities) the policy would be of little comfort since it is reasonable to assume a flying site might attract other than AMA current cardholders.
So...the owner's policy may not say it covers non-AMA flyers but I or anyone else could only bring forward what the policy excludes... Now, where do we find that exclusion? I can't find it...