Pay Pal costs the seller money to use. You are O.K.ing Pay-Pal having access to what ever account you provide them. The sensible method to use Pay-Pal is to start a dedicated account for them and only keep money in there to cover what ever the current transaction needs. This dedicated account cost you money to maintain.

My choice; I don't want to use Pay-Pal, it's my choice to make. I haven't sold anything on Ebay since they have required a Pay-Pal account. Lately, I've only bought from people I've delt with before and who will take a Money Order. I'm not alone in my opinions on Pay-Pal and Ebay has lost many customers because of there stupidity over this.

Ebay is a huge corporation, problems are next to (if not) impossible to remedy as there is very little infrastructure to deal with it and what exists is extremely inadequate. A human voice that deals with the public within the company, may not even exist!