I got screwed on ebay too. I sold an item on there the buyer used a bad credit card and weeks later ebay is comming after me for the money not the buyer. Ebay said I had seller protection I said how you are jerking me around and now its being investigated. The item was being resold on Ebay from the buyer. I told the clowns at Ebay that this is what was happening. Still had to weight over a month for them to fix my account. Well now I am going to sell on Craigs list using postal money orders. Its cheaper and you dont have to pay two companies that are owned by one.