RE: Monthly spending
Drinking.....over $2000 a year.
Smoking.....over $3000 a year.
Quit those two things and see how much RC stuff you can buy?
And really, RC is one of the cheaper hobbies out there. Wether you make it expensive with high end vehicles and tons of hop-ups, or just buy a budget RTR, you can have fun ... all that, and with choices of how much $$$ you want to spend.
Know why I like RC? Because the "full-size" stuff is expensive!!!! (and I don't get hurt when I crash....LOL)
ps: a replacement alternator for your full-size car.... from a dealer.... can cost $300. You can buy a nice RTR for that!