Well it depends how much you make. As a matterfact, I think I spend more than twice I make in a month, and I am $30 above water now (I have a tab ). Tomorrow I will be $70 in debt. [] But to my surprise, I normally stay around 0. I mean it is not like I am a rich kid, although I do live by and go to (i go do estimates with my dad during the summer as he owns a custom furnature finishing bussiness, and I see alot of multi million $ houses and famous people). I can just consider my famly fiancially stable, with both my parents working they have some money left over, even though they are divorced they still talk to each other frequently.