I'm starting with a Raptor 30v2 and just crashed it hard while starting into forward flight. It took less than $100 to repair and I was amazed at how it took the hit. The raptor's pretty tough and there are plenty of parts available. As for the kit vs ARF question. I built the kit and with the help of www.raptortechnique.com, I put it together in three days as a first time builder. Plus I just enjoy putting things together.

Good luck
Jason