Nothing wrong with having some competition, I just don't think that demanding AMA insurance cover incidents caused by people that don't pay the premium. It would seem kind of like giving a tax refund check to people that never actually paid taxes.

Maybe if UMA started there own events and clubs, and covered everyone that attended as well as the property owners, they could set an example.

I think if they lead by example, rather crying monopoly, they may win some converts, and create a bit of competition.

AMA is an aviation organization, the insurance is merely a benefit. In order to get that benefit you must be a member.