After reading this thread and others like it seems to me that most of the current AMA leadership is very self serving and mostly interested in feathering their own nests.

But they are not to blame for this! The AMA does hold elections and the last time I knew everyone has a vote. Look at the total votes cast, very small percentage of total membership.

To me this means that the majority of the people are content with the way things are.

If you do not like this do like the largest club in my area, over 200 members. They are not AMA chartered, buy their own insurance, and have dues (which includes the insurance) less than the AMA dues.

The very small percentage of the clubs membership that want to go to AMA events just buy an AMA membership.

I used to have houshold insurance with a national firm till my agent blamed an increase on all the losses in Florida. I switched to a regional firm for less money and better coverage.