What you say is true David but look at it this way also. say you have 10,000 giant planes over the 55 lb limit and jets throughout the AMA and the 160,000 members with smaller planes. By shear numbers there is more of a risk that an accident will happen with the smaller planes over the 10,000 giants and jets. so because a plane is larger and can do more damage the shear numbers of the smaller ones makes them more at risk. i also think it will be a long time before you see them kind of numbers for jets and giants total so any increases would be a while in coming. As I stated before i am not in property or casualy insurance but in life and health insurance and our group rates go by the section of the group most likely to be having claims so it would go with this the group most likely is the area where you have the most members attached thus the smaller planes. so the likelyhood the insurance companies will increase their rates in the near future because of a few large planes is highly unlikely.

Joe