RE: Second and 3rd plane.
Fly the 4*. If money is already tight why spend more. You bought that plane as your second plane put effort into it and now you got to fly it. I remember when I was learning to fly(not that long ago) and people thought I was moving too quickly. They say get a trainer then a low wing trainer then this then that. I do not have that kind of money and I am not going to get a plane I don't want to fly. I used a club trainer for 10-15 flights and had it down, got a P-51 PTS flew about 75-100 flights and got a Yak - we will see how that one turns out. I fly a lot and practice on the sim so I progress quicker then what people expect, plus I might of had some natural ability, but anyways if you are comfortable fly it. IF YOUR NERVOUS WELCOME TO A MAIDEN FLIGHT. lol I maidened the first plane that I built and I was so nervous that I almost dropped the tx my hands were so sweaty.
Get high(I mean altitude), and just remember that a Trainer will float around a 4* will go where you point it.