RE: Spinners
If there was any such thing as a rule of thumb it would be pointless because the the Rule writer did not know you.
All good conventional points by Ken and Jim but possibly the real bottom line is what appeals to your eye.
With the normal cautions that make sure the spinner sufficiently clears the prop hub and nut/nuts. Oversize is ok to a point however it can get excessive in which case it reduces the propellor blade swept area and this of course will reduce performance but as a practical matter it would only be in and extreme case.
For ordinary sport flying in what ever discipline you may choose the spinner is not that important to performance , Its a "That Looks About Right" thing TLAR[8D]
John