Well, Gene, they don't need to have anything. It usually depends on the facility you decide to rent with, they may require insurance. But, it seems a prudent idea to get the insurance document from the AMA.

When we do a demo flight away from our field, for instance, we usually are requested to participate in the Ocean City, NJ Airfest every September. We usually get in touch with the AMA well in advance to get the liability insurance necessary for a public event.

Now, this is liability insurance that covers us in case something happens to someone in the crowd. If your plans are for a private thing, pilots only, and if they all have a current AMA card, it may not be necessary.

I'm sure someone will chime in here and give differing opinions, perhaps RCKen or Minnflyer has something to add to this.

Dick (CGr)