Yes you are right.... secondary insurance. Now imagine for a second that your homeowners insurance picked up the cost of your automobile accident. I can only imagine how my homeowner's insurance will balk when I hit them with the bill for "Fred" cutting off his finger helping me start my "toy" airplane. I won't have homeowner's insurance for one nanosecond longer. I have only heard of one guy specifically including RC in his policy as an add-on. Does anyone else do it? or are you waiting to see what happens? I have posed this question several times; does anyone know of anyone collecting on AMA insurance? I have never received any response.
ORIGINAL: rudder turns
I believe that the AMA insurance is secondary insurance,and that your home owners insurance is your primary insurance,If you have an accident,then the AMA will pick up the balance of the claim.
The AMA has the best deal going for It self,Probably 99% of the flying sites require AMA insurance,and they have no competition.I love reading about the flying sites that they help to get.Out in the Midwest,where you can fly almost any place.I think of the AMA as just another insurance company like Allstate,State Farm,etc.Looking to make money for Itself.[:@]