Dear Lord, it's so cheap I do not remember how much it is. My membership dues at our club is $100. If you cannt pay the AMA dues, well, unless you fly paper planes, you will not be able to participate in the hobby much anyway! (therefore you would not need the membership in the first place).

Some of the eternal anti ATA complaining crowd will have to come up with new ideas.

Are people naive enough to buy insurance from somebody is selling it off the back of his truck in a parking lot? From companies that have a webpage as only asset, and no history to look at? Really?

If you are really worried of getting sued because of damage you might cause with your model airplane, you can always get an umbrella insurance on top of your homeowners for a couple of mill (whatever makes you feel safe). It is dirt cheap if you think you need it. Oh, you have to keep in mid that your homeowners in most cases has a pretty steep deductible (mine is $1000).

If I mess up at the field, let's say I land one of my 1/4 scale planes on the side of a car, I am instantly out of $1,000. The good news is that I will have the home owners insurance company lawyer to defend my interests for nothing.

Gerry