First of all, I am sorry to hear of your friend's accident... if he collected the maximum, then I would assume his losses were substantially more. Did anyone make him whole?
I would look on the AMA site... but my electronic membership is messed up and each time I call it is not fixed (3 times). Yes, I have homeowner insurance. I only hope that I have enough to cover any possibility as a result of my flying. That is my problem in a nutshell... I don't like the current liability situation, it looks like it could be a future problem for me. It is not about the money, it is about what I am buying... am I getting a fair value for what I am buying. I have no way to evaluate that. If I had to pay more for primary RC insurance, I would like the opportunity.
ORIGINAL: bradpaul
ORIGINAL: on_your_six
Yes you are right.... secondary insurance. Now imagine for a second that your homeowners insurance picked up the cost of your automobile accident. I can only imagine how my homeowner's insurance will balk when I hit them with the bill for ''Fred'' cutting off his finger helping me start my ''toy'' airplane. I won't have homeowner's insurance for one nanosecond longer. I have only heard of one guy specifically including RC in his policy as an add-on. Does anyone else do it? or are you waiting to see what happens? I have posed this question several times; does anyone know of anyone collecting on AMA insurance? I have never received any response.
The information is on the AMA website if you want to do your own work and look.
And yes my friend collected the max $25,000.00 on the medical after a RC heli injury.
By the way AMA is only secondary if you DO NOT HAVE homeowners or renters insurance. Since a few here are complaining about the $48.00 in these economic hard times, I hope you can pay your homeowners insurance bill.