Or if I fly my plane through the windshield of my wife's car because of a surprise wind gust on approach. Two pay-outs to me right there.
As a youngester with some ideas now and then, my mom always told me, "Don't count the chickens until the eggs hatch."
She was right more often than me. [

]
AMA documents re: liability insurance:
>>>> "There is not any coverage for injury to a member of his own family (household and relative/s
living in the member’s household) for claims or suits."
Might need a check on that statement prior to getting careless.