I have no experience with BH and after reading all the issues with them, i most likely never will but i will second kzguns recommendation and encourage everyone to always use a credit card for web or phone purchases from any business. If there is a dispute, the most you will likely suffer until it is resovled is making a couple of small payments. As i understand, and someone correct me if i am wrong, banks are not bound by law regarding issues with purchases the same as credit card companies are. Until the issue is resovled, if ever, your money is gone from your account and if a vendor just happens to make a mistake (after you have challenged them) and charge you again (by mistake of course) you will most likely get your money back but the bounced checks that result from it will be your problem. Never use a check card or electronic transfer to pay for these transactions. A credit card or PayPal account gives at least some protection and time to work out the issue without jeopardizing your checking account and keeping your cash tied up.