Viper , the loadable cards are back by the back if you get the correct card .
This way you are limited to the money loaded on the card and still get the backing .

We only use loadable cards on ebay , sure enought my son bought a hockey stick and they were crashed into and an attempt (multiple attempts) were made to charge on his card , but no funds were approved .

Trust me on this matter , one subject is Banana , ebay and Paypal is a totally differant matter , palpay is 100% antiquited on security , we have has many friends have identity theft issues and you can even get them until regular banking hours