My nephew is a Deputy Sheriff in an East TX County. He has a BS in criminal justice and worked for several law enforcement/connected organizations prior to becoming a deputy. Now he is attending some required schooling about something else that is becoming a big thing among the "sharks" out to raise more yankee $$.

That thing is:
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quoted and merged from several websites:

VICARIOUS LIABILITY

When one person is liable for the negligent actions of another person, even though the first person was not directly responsible for the injury. For instance, a parent sometimes can be vicariously liable for the harmful acts of a child and an employer sometimes can be vicariously liable for the acts of a worker.

Liability can also be imputed to an owner of a car who lends it to a friend. Again, the driver of the car is acting as the agent of the owner. If the owner is injured by the driver's negligence and sues the driver, the owner can lose the lawsuit because the negligence of the driver can be imputed to the owner, thereby rendering him contributorily negligent. This concept is known as imputed contributory negligence.
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Have you ever allowed someone fly your model? Have you ever checked out a model for someone else? What about the Contest Director that is lax on enforcing the Safety Rule/s? What about the Club Officer that doesn't enforce the Club rules at the field?
What about the Contest Director that requires a Safety Check and declares your/anyone's model as good to go?

Who can get blamed in all these instances. The more I get into this the more I only learn is that the court system in this country is looking for victims, and those victims are someone to blame and sue.

Kind of makes that AMA insurance look better and better. That is good.

I am not sure I wish to ever instruct anymore. That is bad.

I have witnessed several accidents recently that could well have hurt someone. In one case an "Instructor" flying an elderly gentleman's IMAA-legal Pier Cub was going against traffic in a landing approach and collided with an IMAC competitor flying a low knife-edge fast pass over the runway when another flight station was in use definitely against that club's posted rules. I asked the club's President to say something to the pilots. All he said was, "I don't want to talk about it."
The IMAC type continued to fly aerobatics over the runway with a gear hanging and a throttle stuck at my estimated 2/3+/- position until the fuel ran out. Most personel had vacated to under the metal shelter.

Under the "sue everyone" theme in today's legal (???) era, good folks are victims even when trying to do the right thing, much less the ones that just don't care, but are ever so quick to blame others for their screw-ups.

That's how I see the world!