If a wife/pit crew member, being a non-AMA member were to be injured by a run-away aircraft while assisting the pilot in the pit area, would this type of injury be covered under the AMA's coverage. We as a club are reviewing our safety rules and this question of pit area safety arose during our meeting.

AMA's Carl Maroney is the person to ask that questions of. You will get a politically evasive answer, and decoding is required to find the real meaning, but he is supposed to know.

JR will jump in here with a statement of the facts and therein you may receive some better information.

Now the question is whether the runaway plane belonged to the spouse -AMA member - of the non-AMA wife person or to another AMA member.

AMA insurance does not apply to the member's family.

AMA insurance covers liability of an AMA member's action involving non-family persons regardless if those persons are AMA or not.

IMO, a Club should evaluate their own Safety precautions for the merit of Safety and not just insurance coverage.

Ted

The best descriptions of coverage are available in the Club Renewal Kit on the AMA page: http://www.modelaircraft.org/templat...004clubkit.pdf

Horrace is correct. There are so many 'what if's' that it is impossible to give a definitive answer, and Carl is the guy to talk to. If you don't take an adversarial approach with Carl, he is not difficult to talk to.

One reason that AMA Insurance remains always a topic of discussion is due to this kind of statement:
Quoted from AMA website.

>>>>>
2004 INSURANCE SUMMARY
-THE FACTS ABOUT AMA’S INSURANCE For Individual Members
Commercial General Liability Coverage (Effective March 31, 2004)

· AMA Liability Protection applies to bodily injury or property damage caused by an AMA member. Any
AMA member who causes an accident must report that accident immediately to AMA HQ.

· Applies to accidents arising from the operation of model aircraft, rockets, cars and boats, in
accordance with the AMA NATIONAL Safety Code(s).·

The per occurrence limit of coverage available by this policy is $2,500,000 involving bodily injury
and/or property damage with an annual aggregate limit of $5,000,000 per site. These limits are for
claims occurring during the policy period. Coverage is provided only for accidents arising from the
model activities.

· Failure to comply with the AMA Safety Code may endanger insurance coverage.·

A separate policy covers participation in FAI events outside of the United States and Canada. This
policy has a $1,000,000 limit.
<<<<<<


The BOLDED statements do not complement each other, just add more "what ifs" to the system. However that is all part of the legalese plan. Keeps it all to be resolved in each case by case.

Thanks Guys!

Will shoot AMA an email this week and request further clarification.