hwo can i send my paypal money directly to someones credti card???

Try the [link=https://www.paypal.com/cgi-bin/webscr?cmd=_help-ext&source_page=_help-ext]PayPal Help Page[/link]. That may be your best bet at getting the answer you need.

YOu can send PayPal payment to a person if they have an account. If not, then you can send it to them personally.