As a long time flier and a club member, what truly do you hold the AMA card for? Is it a license, a insurance underwriter, Or even an event organizer? What exactly do they do for the modeler? Here is my problem as a modeler if my plane goes out of control say batt. problem. It hit another modelers truck is it covered by the insurance that you buy with your membership, not if the car insurance will cover it. Meaning increased insurance rates for the driver. Is this what you are paying for reality sucks huh. And if they did happen to cover it would you need a lawyer to figure out if they do. The AMA has so many rules and so many things you need a waiver for its unreal. We all do no what a waiver is right no coverage at all. The UMA on the other hand has simple rules to follow weight limits up to 100lbs for example and is designed for the modeler. The hidden agenda of some AMA sales rep trying to give an illusion of a license to fly a model is asinine. Yes again the AMA does sponser some cool events but how many modelers will buy there membership with out the ploys "very few". I mean for none profit they sure do have the bill for advertising. I feel for the fees we pay to the AMA we should receive more then a Fun-Fly sponsored at the club level for most.