J_R,
Ok i do stand corrected on the fact that the property owner is primary. And i do keep an open mind also do not want to fight.
But answer this as a modeler will the AMA cover you for a prop strike as i explained earlier. And also keeping in mind that as a American if you allow any one company to become a monopoly the service quality goes straight down hill. No competition means no service. Now as a 23 year model pilot i cant think of one thing i have to show that the AMA did directly for any of the sport modelers. I mean Now tell me why if they are not trying to cut out all the competition would they have in there by-laws that no one person may fly at an AMA approved chartered site unless they are a member of the AMA. And again back to the property owner do you think that he would like it better if every one involved was covered not just his property. This does boils down to one thing and one only freedom of choice and all tell you if you want to cover your on health better look at the UMA. This is for your protection and you family or any one else that is a pilot at your field because the AMA is still secondary for you my friend.