ORIGINAL: Moontan13
ORIGINAL: sloppyG
always use a credit card, not a debit card and shop at reputable vendors
Most debit cards carry the same protection as credit cards, so you can challenge a payment and get your money back.
Best to ask and make sure at your bank though.
the do have the same protection, but while the bank is figuring out it was fraud is the difference
with a debit card, your checking account is drained of the funds until it's straightened out
with a credit card, your cash on hand and bank account is not effected
may seem minor, but wait till the bank's got your entire checking account locked up due to fraud