ORIGINAL: sloppyG
credit cards aren't evil or out to get you, they just need to be used responsibly
and if used responsibly, their benefits outweigh their negatives by a large margin
yes, i get 1% cash back in canadian-tire money(a store we have in canada, and my favorite) for all of my purshache of the month with one of my credit card. i can use that $ in store only.
with my other credit card, i get 0.5% cash back in real canadian money on all of my purshache of the month. i can use that $ where i want.
i pay almost everything with then, you just have to pay it before you receive the bill and you dont have interest.
i dont know how it is in usa, but here you need credit cards to build credit if you want to buy a house...