ilikeplanes

I anticipated, but was hoping to avoid, the auto accident analogy. My auto insurance policy has something like 150k property damage and 250k injury. I buy insurance not only because it's the law, but because there is no practical way I could afford to pay damages straight out of my pocket. The expectation of "shoot down" liability predicts an RC insurance policy.

This would definitely be an end to any so called model airplane hobby.