Twinman and William, thanks both of you for the information. As much as I gripe (to myself mostly) about some of the differences in this new site, I love how I can ask a question in the morning and have plenty of answers by the afternoon. Oh, and William, I hate you (referring to you not having to work for a living anymore. I just got a financial statement in the mail last night that said that my "projected" retirement year is 2042. That's just WRONG )