Presume LCS has his hands full at this point, but I thought I'd update this thread and put a few suggestions out there in case (god forbid knock on balsa) this ever happens to anyone else.
1. Get insurance on your place. Yes it can be expensive, but get even the lowest of coverages, it's better than nothing.
2. If you can swing it, get the RCV endorsement rather than ACV. RCV is replacement cost value, ACV is actual cash value. The simple example of each. 5 year old TV that was $1,000. If you have RCV coverage, you will get the amount of money it would take to replace that TV now, as close to what you had. So figure $500.00 on the high side. With ACV they would take the $1000 you paid (if you could prove that), then depreciate according to a generic schedule, probably 15% per year, so 75%. In this case you would get $250.00. Electronics depreciate fast, "soft goods" like clothes and furniture/rugs etc even worse. The deductions add up with a total loss.
3. Do an inventory of your house. Sounds like a herculean task, but break it down room by room. Go through each room with a video camera, or still camera and photograph all angles. Write a basic inventory of what is there, you don't have to get into the weeds with detail. Walk past the big dollar items, say into the video camera "this is a Samsung XT90", or with a still shot get the pic. Figure an hour a room in total. Once done, store your pics and written inventory offsite, or online somewhere. This step alone will save you thousands and thousands of dollars in hard cash, as well as time and aggravation later.
4. With a catastrophic loss like this, consider employing a public adjuster. Research the one you are considering using. A background with insurance claims adjusting will help. Don't go the biggest or the ones who advertise the most. Keep in mind they earn their fee typically by taking a percentage of the total amount of your claim. Yes, that means they more they "write" as lost, the more they make. Integrity is key here, so choose wisely. You don't have to hire one if you are o/k with how your carrier is handling the claim, it's always an option though.
5. fight any instinct to "pad" the claim, no matter how easy it might seem. Don't do it. The average adjuster handling these types of claims is going to spot it and your claim will go under a microscope. That usually leads to delay in ultimate resolution. It can also lead to a complete denial of your claim, in addition to possible criminal charges. Yes there are horror stories about insurance company screw ups and poor service etc, but those are typically the exception not the rule (as is the case with most companies/services). Again, integrity comes into play here, so if your public adjuster is playing games put a stop to it.
hope none of this is needed for anyone, but maybe might help.