Exactly,
Bank cahier check can be counterfit. We had it happen to our business. The check was deposit to account and post the fund. The reason for the bank to post the money to your
account is the account on the check is real. But the check is counterfit. The account that was taken money was belong to someone else. That person report it. Than the bank go back to check it out. So is not the bank false to proceed the cahier check. It the person whom deposit it. So the person deposit the counterfit check take the lost.
Bank teller don't get pay enough to pay attention to this. So there just ran thru deposit and didn't bother took look the check and the account holder.
Electronic wire is the best method.
It made impossible for theft to scam.
To do money tranfer. It had to be done at the bank. So ID was ask and signature need to be approval.

Chris,
That why I told you cashier check can be counterfit. Sometime it take more than 10 days to find out.
Sometime the funds was release in couple days. You though everything is O.K. and release your good.
Proffesional scam doing this very often to check cashing business.
That why the bank need 50K CD account for us able to do check cashing business. We had to take the lost. Bank don;t do anythings. We have to report to police ourself too.
Is always better let the bank handle the transaction.

Brg,
Tam