Well, given that I've said multiple times that I've got access to the EC minutes, you're a smart guy - figure it out.

As for clubs, yes. No use for them, at least those locally. As someone who doesn't have a Freudian need to fly big things, clubs in area have little value for me. Combination of high cost, substandard facilities (mostly no paved runway) in closest club, and distance / time to get to/from. It's about 15 miles one way, plus time to unpack, set up, wait for the 3D types to stop hovering 25 feet in front of flight stations, etc. So I'm happy to fly smaller stuff that I can operate within 100 yards of my house, spend that $100 year in club fee savings on planes, radios, and batteries. Nearly $1000 in savings so far that's gone into this and other discretionary spending hobbies. Not to mention gas costs. Plus I don't have to deal with the social crap. When I go to fly, I go to fly. Not socialize. If I want the latter, I go to a bar. And if by some chance I develop a "need" to fly bigger stuff, I just drive out to my cabin and fly off a dirt road out there (which by the way is smoother than the "club" field).