Unfortunately, bntwngbrd won't be able to ignore the judgement and never have to worry about it, at least for the next seven years. Like pdmarsh said, applying for credit will always bring up unpaid judgements. With credit cards, and even cars, they oftentimes don't matter as long as the rest of the credit is good, but with a home loan, it can make or break getting a new home. I'm a branch manager for a mortgage company, it's amazing how many times people have small unpaid judgements that they've ignored, or even forgotten about, that show up on their credit reports. If people want the best rates and programs available, they must not have any unpaid judgements, period. If they pay them while we're working on the loan, or even as late as the loan closing, it's fine. We can do loans without them paid, but the best ones require them to be paid. On the other end, if you are a plaintiff in a case, keep the court records updated. My office has been able to get numerous unpaid judgements off of people's credit because the courts were no longer able to contact the plaintiff.

Gary Schmidt
Team Futaba