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Old 02-25-2004 | 02:14 AM
  #18  
hornet driver
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From: missouri city, TX
Default RE: Composite-ARF Experience

FYI

ABOUT THE CC CHARGES....IN CASE YOUR WONDERING OR DONT KNOW.....WHEN EVER YOU CARRY A BALANCE ON A CC AND YOU DONT 100% PAY IT OFF YOU PAY INTEREST ON THE ENTIRE CC BALANCE ...NOT THE BALANCE LESS YOUR PAYMENT

I NEVER KEEP A BALANCE AND PAY 100% EVERY MONTH...ONE MONTH I HAD ABOUT 2000 K ON IT WORTH OF OTHER STUFF AND I RETURNED A $70 ITEM TO A SELLER ( IT WAS THE WRONG ITEM THEY SHIPPED NOT PLANE RELATED AND THEY HAPPILY CREDITED MY CC FOR THIER ERROR ) ...THEY FORGOT TO CREDIT ME THEIR $10 SHIPPING...THUS WHEN I SENT IN MY 100% PAYMENT I DEDUCTED THAT PARTICULAR CHARGE SHIPPING AND ALL

TURNS OUT I HAD A BALANCE OF $10 ON IT ( BECAUSE THEY FORGOT TO CREDIT THE SHIPPING )...NEXT BILL THE HAD A $30 INTEREST CHARGE ON MY CC..SEEING AS HOW I NEVER PAY INTEREST I WENT THROUGH THE ROOF...I CALLED THEM AND THATS WHEN THEY TOLD ME HOW CC COMPANIES DO IT...THEY CHARGED ME 1 1/2% ( OR 18% PER ANNUM ) ON THE $2000 WHICH IS $30....THAT COMPUTES TO 300% PER MONTH......I TOLD THEM GET THAT CRA$P OFF MY CARD OR MY SIZZZORS IS COMING OUT...THEY TOOK IT OFF

BUT IM TELLING YOU THIS BECAUSE OF THE PREVIOUS DOUBLE BILLING SOME HAVE GONE THROUGH....AND IF ITS CARRIED INTO ANOTHER BILLING PERIOD YOUR PAYING INTEREST FOR THIER MISTAKE
SO I THOUGHT YOU ALL SHOULD KNOW