Newbie Please Help Almost There???
So crap can happen with a basic radio or a computer radio? Who'd a thunk it?
Buy what you like, and what interests you. If the flexibility and capability of a computer radio are what you like, buy one. If you're confused by technology or think it'll be too much for you to handle, don't. If you've got the money and want to spend it, don't let anyone's poor house stories disuade you from enjoying the fruits of your labor. If money is tight, buy only what is necessary.
As for myself, I started out with a basic 4 channel years ago. I moved to a computer 6 a couple years back, and I found it to be an asset to my enjoyment of the hobby. That 4 channel is collecting dust. I found myself needing another channel, and the 6 channel sat on the bench as I bought a 7. Last year the heli got a govenor, so I sold the 7 for an 8103.
A good radio is an investment if you plan to grow in the hobby, or have multiple aircraft. That's my view, at any rate. Any story you hear about computer radios crashing an airplane is due to the operator not paying attention. Inattention will cause calamity no matter what you're using.
No matter what your interests and resources steer you towards, make sure you set it up right. Get the linkages and pushrods to the proper lengths, and have the proper throws. Don't use a radio as a crutch.