l would recommend that any person that flys any type of Rc read your policy or have some one explain it to you. What can and will happen if you make a claim and who will pay! A lot of people take it for granted that they are covered. What do you have to loose but a Phone call, you will be surprised at some of the answers you will get. These people are in the business to make money not loose it . Higher premiums or cancellation, do your own research and get the answers you need not what you get here and you may save your own ***** in the long run.