I'm sorry Captain for the reply's that you have gotten so far on this thread. I will try to help

1. go to the FMS website
2. click on downloads
3. click on: Flying-Model-Simulator FMS 2.0 Beta 7 (6'050KB)
4. when it asks you where to put it, download it to c:\
5. after it's finished, double click on my computer then c:
6. search for a file named fmsdisk1.exe
7. double click on it and follow the directions.

If this doesn't work, or you do not understand something that I've typed. please reply Good luck!

Another thing you might try is to click on the start button, then look for a menu title named :search/find files (not exactly sure what they call it in Win95) then type in fmsdisk1.exe in the search for files window. It should show up in the right hand side window, then just double click on it.