RE: Just joined AMA, can I fly without card?
This is not just a technical argument. Two years ago, it went down to the last couple of days before there was an offer on the table for the EC to consider. It was possible that the coverage may well have changed. Since the AMA policy runs 3/31 to 3/31, IIRC, and the memberships run till 12/31, there is not way the AMA can know, for a fact, that coverage will be available for the balance of the membership year. That is one of the reasons the captive was formed. It is also unlikely that the captive could supply the current limits on liability coverage.