BlackB12.... Congratulations on your FZ15 purchase. I have had mine for about a month now and am positive I've made the right choice for what I need. The Panasonic Lumix FZ15 is probably one of the better buys out there.
You won't have the problems that Flyfalcons mentioned about needing a steady hand shooting at 10X. The image stabilization that the Lumix uses will allow you to shoot at the 12X optical zoom without a tripod in good light.
When I started looking for a digital camera I hadn't even considered Panasonic until I read the reviews. There is only one other camera in this price range with image stabilization and that would be the Minolta Diamage Z3. All the Nikon, Olympus, Minolta, and Cannon's have you reaching for your tripod for max zoom pictures.
The FZ15 also does an excellent job in macro mode. Lots of excellent features.
I never was a real lover of any recent Panasonic products until the Lumix line of cameras.

Greg